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Health Insurance
       
Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities and people of any age with End-Stage Renal Disease. This section will discuss the 4 parts of Medicare which include Part A, Part B, Part C and Part D.
Summary of Medicare benefits, coverage options, rights and protections, and answers to the most frequently asked questions about Medicare. (124 pages)
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Medicare Advantage Plans ("Part C" or "MA Plans,") are health plans offered by private companies approved by Medicare and provide all your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage.
A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage.
Medicare prescription drug coverage (Part D) is available to everyone with Medicare. Medicare drug plans vary in cost and drugs covered.
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Health Insurance for Under Age 65
 
Health insurance for individuals and families
Individual Health insurance for college students.
Temporary Short Term Health Insurance for 30 - 360 days.
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These plans are great for those who are self-employed or want to supplement an employer's group plan that doesn't offer dental coverage.
We have individual vision coverage that can be added to any insurance plan.
Accident plans pays for actual charges related to an accident in one lump sum, up to the policy maximum.
If an employee is able to return to work and assume 20-80 percent of duties, he/she will receive 50 percent of the disability benefit for up to six months.
       
       
The Cash Cancer Plan is a cancer insurance policy that pays cash to you or your designee to help with unexpected, out-of-pocket expenses.
A heart attack, stroke, cancer, or other serious illness often comes without warning. Are you financially prepared if it's you?
The Hospital Cash Plan is insurance that pays cash to you, or your designee, when you're sick or injured and need medical attention.
Search on a wide variety of topics, from specific health conditions and their treatment to the latest developments in disease prevention, wellness and fitness.
       
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Life Insurance for the Whole Family
       
The WRL Freedom Global IUL is a permanent life insurance policy that contains many distinctive features.
This child life insurance protects your child or grandchild, now and in the future, by establishing financial security that lasts a lifetime.
Ensure financial peace of mind for you and your family with burial expense insurance
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Annuities for Your retirement
       
Learn more about the different types of Annuities.
A proactive financial plan should take into consideration such things as inflation, rising healthcare costs, college tuitions, and how much money you´ll need to fulfill your retirement dreams.
Now is the time to do what it takes to make sure you´ll have the income to support your plans.
 Annuities, as part of your portfolio, can provide you with the opportunity to receive regular income during retirement.
       
       
Discover where the Safe Money Places are!
Create a Lasting Legacy by “Stretching” Your IRA or Non-Qualified Annuity
Answers to your questions about the features and benefits of annuities.
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